Meal Planning, Healthy Eating, and Smart Spending

Recently I decided that we are going to try the whole envelope budgeting system. I am an out of control debit card user. I have the numbers memorized if that tells you anything. I could use it even if it wasn’t in front of me!:)So to get serious about paying off more debt I figured that I better buckle down! *Note, I have NEVER overdrawn our account for out of control spending. I’ve just never been proactive about paying off debt.*

One thing that has always been a toughie for me is eating healthy vs. saving money. Healthy and cheap are usually not things that you can pull off. Right? I mean, usually the healthiest foods are pretty expensive. Fresh veggies, organic this, organic that, lots of meat and dairy. So because I want to get my spending in check we are trying to eat as healthy as we can but on a budget. Which means that our meals probably have more carbs. Anyone have a solution?! All the recipes can be found on my pinterest food board. Anyway, here is our meal plan for this week:

MealPlan7.9.png

So our grocery budget this week was $120. We spent $82.43 at Wal-Mart for our weekly grocery trip. Which left us with $37.57. My husband wanted Fire House Subs on the way home so we stopped and got him some lunch which totaled to $10.65. That left us with 26.92. We buy fresh farm eggs from our friends at $2 a dozen. So we set aside $4 for that which then leaves us with 22.92. My husband put the .92 in the kids’ piggy banks which then left us with $22. We will be eating out at Mad Pizza Thursday night for Audrey’s 1st birthday (holy heck where did that year go?!) so I assumed that it will be $8 each for an adult and $6 for Tryp which comes to $22 exactly.:)I’ll let you know if we go over.

So far this system is working out well. What do you have in place to eat healthy and save money?

ChristiJuly 9, 2012 - 10:45 pm

I am trying to budget using the envelope system. Like you, I am just trying to pay off debt and save more. Using cash does make me think more – do I want to eat out or save this money for later? When I used the debit card, I didn’t even think about it. We are also trying to teach our kids money doesn’t grow on trees. If I say I don’t have the cash, they will – say use the debit card. They did to know those are connected. Thanks for the recipes. Love your blog!

KimberleyJuly 9, 2012 - 11:50 pm

our grocery bill it out of control and we waste food! we throw so much out because it ruined before we ate it. ugh, hate that!!!! i should probably plan a menu, that might help. but i’d rather take a beating! i hate menu planning!! oh, and i hate to cook! ha!

NicoleJuly 10, 2012 - 2:00 pm

I love the envelopes! They totally work!! Good job!

BrandyJuly 11, 2012 - 1:13 am

I absolutely need to try this too. I always want to spend less on grocery shopping so budgeting needs to happen. But it’s true, eating healthy often means spending more, not less.

KatieJuly 11, 2012 - 6:26 pm

Thanks Nicole! :) I sure hope they work! So far so good!

KatieJuly 11, 2012 - 6:26 pm

Hi Brandy! :) Most people over spend on groceries. They best way to save money is to meal plan but it does take a lot of work! :/

KatieJuly 11, 2012 - 6:32 pm

Thanks Christi! So glad you love the blog! Using cash does make me think more too! I hope I am successful at the envelope system! Thanks for following!

KatieOctober 20, 2012 - 1:16 pm

I hate meal planning and cooking too but sometimes it’s what we have to do. ;)

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